February Budget Breakdown

Forgive the lack of posting in the last few days, I’ve been crunching numbers (among other things). All I have to say is thank GOD February is over. What a miserable month. I managed to have some fun (see the shopping and entertainment line items), but I am officially itching for spring.

Again, shopping and the grocery store seem to be the biggest culprits of my budgetary failure this month. Also, my gym budget hit me hard because I had to pay out my last month of membership at WSC and my first month at Barre3. Man, that was a wallop. And let’s not forget my VERY fun California trip, which also helped push the shopping budget over the edge (and we all know that it teeters on the brink during normal months).

Here is the full budget breakdown for February:

Cash/ATM – 10% over (Worse than last month – I think I need to change this budget number.)
Gifts – 45% over (I counted a some of my California trip here, since it was a bachelorette weekend.)
Gym – 325% over (EEK! My WSC membership ends on March 10th, so it won’t be an issue again. Phew.)
Personal Care  – 8% over (A big improvement over last month, but still over.)
Shopping – 207% over (Ugh.)
Groceries – 41% over

I was even or I only used part of the budget (i.e. I saved) in the following categories:

Auto/Transportation – 41.6% used
Bills/Utilities (includes rent, cable, etc) – 67% used
Business/Office – 0% used
Entertainment – 87% used
Food/Drink – 99.5% used
Dry Cleaning – 15% used

In terms of meeting my “no booze” goal during February, I passed with flying colors. I even went to a work dinner and just drank water. Talk about iron will!

Now that we’re in March, my goal is to take the stairs at work. Of course, this isn’t a financial goal, but I still think it’s a worthy one. Now that I’ve quit the gym, I also seem to have quit cardio. I’ve been going to Barre3 a lot, but I still need something to get the heart rate up. And since it’s still FREEZING cold outside, my runs aren’t happening as often as I would like.  And so, I will walk up the stairs at work. I already live in a walk up apartment, so that won’t be an issue.

Is that goal lame? I was going to make March “no shopping for clothes month,” but I’m not sure I’m strong enough for that yet. Plus, I’m headed to St. John with the family mid-month, and I’m in need of a new bathing suit. Priorities!

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