Online Shopping Sans Credit Card

Since January is no credit card month, it pretty much means that online shopping is out for me. According to the authorities, online shopping should only be done with credit cards. Debit cards, while they function like regular credit cards, aren’t as well protected. Frankly, I don’t need some crazy hacker finding me online and draining my (already pitiful) bank account. At least with a credit card, the banks will refund your money, and your rating is not damaged if you are hacked.

Anyway, I’m starting to consider what being credit card free for a month actually means. As the Discountess, I’m not supposed to be doing a ton of online shopping anyway. However, there are certain things that I order online because their cheaper. Best example is my favorite, drugstore.com, who offers all of my products at a fraction of the cost in CVS.

I certainly can’t give that up for an entire month!! So I decided to research which online retail outlets offer payment through PayPal. I assume most of you know what PayPal is, but in case you’ve been living abroad (or under a rock) for the past few years, I will explain. PayPal is an online payment service that allows you to securely transfer money from a checking account to pay for goods online. You can also use it to send or receive payments from people.

Thankfully, PayPal payment is an option at drugstore.com. Here are some other retailers that offer PayPal as a payment option. This is where I’ll be shopping for the next month.

(this one is new – THANK GOD!)

(Also a welcome surprise)

(YESSSSS!)

(check out Land’s End Canvas for some cute, reasonably priced clothes)

 

 

 

This month may not turn out as badly as I thought!

 

New Years Resolutions – It’s Go Time!

Well it’s New Years time, so that means resolution time. Obviously, my big resolution is to save some serious dough this year. But, in order to do that I have some other smaller resolutions that need to happen. Here’s what I’ve come up with so far.

1. I will not buy anymore lip gloss. I own 30. That’s plenty.

2. I will not buy any more black shirts. The entire third drawer of my dresser is filled with black shirts. I wear a lot of black. I’m not goth or anything, they just always seem to work  I’m pretty sure I own more than 10, so that should be enough to keep me for the year.

3. I will not buy any more purses, without getting rid of one first. I have quite a few, and they all look good. I don’t need any more.  I’m giving myself a small out because I do own some that are a little old. If I consigned them, then I feel I can get a new one. But, I only can do this if they go to a loving home.

So far this has all been about buying things (a big weakness for me), but there are more resolutions below.

4. I will make, stick to, and report on my budget every month. This is going to be a hard one since unexpected expenses pop up at every turn, but I’m going to give it the good old college try.

5. I will have more dinner parties (on a budget). I love to cook for my friends. It’s a great excuse to try new recipes (and clean my apartment on a regular basis). I can host a dinner for 4 that costs the same as 1 dinner out for me, so I think it’s a wise resolution.

6. I will continue learning how to master the grocery store. I’m getting better (thanks to the Safeway’s Just For U program), but I still have a way to go to consistently meet my monthly goal of $150 – $200 on groceries and not feel deprived.

6. I will try at least one new (free and/or discount) thing to do in D.C. a month. I’m starting right away on this one. My first event is tonight! I’m headed to the Phillips after 5 to see an exhibit with a friend (cost $12). I’ve also been curious about the free movie series at the Georgetown Library.

In addition to these yearlong resolutions, I’ve decided to also set monthly goals for myself. If I make it through the month and meet my goal then I get a treat. My January resolution is to go through the month interest free, i.e. without using my credit card AT ALL. I have some money saved up to cover any unforeseen expenses, just in case. Things that I’m tackling this month include a baby shower, a weekend with friends at the Boars Head Inn in Charlottesville (including a massage – don’t be dumb), and a trip to the aforementioned J.Crew outlet in Lynchburg, VA. Eeek! We’ll see if I can make it out and still meet my goals!

How am I doing so far? Do you think I have gone crazy? I am totally in the market for any resolution recommendations you might have for me as well, so send them on if you have them!

Splurge vs. Save – Blowout Results

Weeellll, my bright idea was only marginally bright. All-in-all Bubbles did a great job. I sailed in a few minutes before my appointment and was seated on time with a nice, knowledgeable stylist. We decided on loose curls/waves for my doo. I actually have wavy hair, and having seen my stylist at DryBar blow dry beach waves into my hair, I figured it was easy to do.

However, my stylist took a different approach. She dried my hair first with a round brush, and then when I asked for more waves, she broke out the curling iron. What I didn’t realize was that a full treatment with the curling iron was $10 extra! So my nice cheap blow out became a $41 proposition. What do you think? Was it worth the extra dough?

blowout

Add my more expensive blow out to my impromptu manicure that I got just before the appointment, and it turned out to be rather an expensive day. Not the best way to end my inaugural year as the Discountess. Eek!

I guess the silver lining of all this is that I’m smarter now about how to get an inexpensive blow out. I still think it’s a good idea, as long as you know the right questions to ask. If Bubbles isn’t close to you, here are some other area salons that do blowouts on the cheap:

Aveda Institute in Chinatown – For a level 2 (Level 2 means a more experienced student), the cost is $20. It wouldn’t have worked for my Monday New Year’s party because they’re only open from Thursday to Saturday, but for a regular weekend on the town it would work like a charm.

Paul Mitchell Salon School in Tysons – For all you Virginia readers, this is a good option in your hood. A phase two student blow out will only cost you $15!

The Hair Cuttery on Connecticut Avenue (just below R Street) – Here you will have an actual qualified professional do your hair for $18.

Got a good option not listed above? Let me know, and I’ll give them a shot!

The Best Inexpensive New Years Party. EVER.

BDC

I really don’t like New Years. Lots of hype, added cost, and the night never turns out how you wanted. I’m way over the crowded DC bar parties where you end up paying $150 for a 4 mile long line at the bar. No thank you.

However, last year I discovered (with the help of my dear friend and future Discountess contributor, Sara HP) the best New Years party in town at Bistrot du Coin (BDC). It’s unique, fun, and most-importantly, cost-effective.

Since I happen to have the closest abode to the restaurant, we gathered at my house for drinks before dinner. I had a bunch of leftover hors d’oeuvres and champagne from my Christmas party, so no shopping was required. Sara HP also brought over delicious prosciutto and fontina and pesto pinwheels to round out the food (The recipe is super easy and tasty! I definitely recommend it.).

BDC does 2 seatings on New Years – one early and one late – we opted for the later one at 9:30.  We left my house at 9:10 and took the D2 straight to DuPont. I love the bus. LOVE. It picked up right outside my house, and dropped us 2 blocks from the restaurant. It was much easier than finding a taxi, and while walking is totally possible, it was cold and half of us were in heels. So, clearly that wasn’t happening.

We ended up with a group of about 12, which was a great size. We ordered bottles of wine and appetizers for the table, and the main course was straight off the menu. No pre fixe nonsense! If you’ve ever been to BDC before, then you know the food is fantastic. Clearly, they did not disappoint last night. Escargot anyone?

escargot

After a delicious dinner, they passed out sunglasses, hats, and noisemakers to the crowd. BDC hired a deejay, who was spinning some choice tunes, so we danced around and waited for the clock to strike 12. After the New Year, they pushed all tables to the side and a huge dance party broke out in the middle of the restaurant.

BDC Group

Ride to the party: $1.60

Cost of dinner (tax and tip included):$65.00

Ride home: FREE (This was total luck. I caught a ride with a friend who drove to the restaurant.)

GRAND TOTAL: $66.60 for an awesome evening with great food and friends…and a strobe light. An excellent way to start the New Year!

strobelight

AND SCENE.