Since January is no credit card month, it pretty much means that online shopping is out for me. According to the authorities, online shopping should only be done with credit cards. Debit cards, while they function like regular credit cards, aren’t as well protected. Frankly, I don’t need some crazy hacker finding me online and draining my (already pitiful) bank account. At least with a credit card, the banks will refund your money, and your rating is not damaged if you are hacked.

Anyway, I’m starting to consider what being credit card free for a month actually means. As the Discountess, I’m not supposed to be doing a ton of online shopping anyway. However, there are certain things that I order online because their cheaper. Best example is my favorite, drugstore.com, who offers all of my products at a fraction of the cost in CVS.

I certainly can’t give that up for an entire month!! So I decided to research which online retail outlets offer payment through PayPal. I assume most of you know what PayPal is, but in case you’ve been living abroad (or under a rock) for the past few years, I will explain. PayPal is an online payment service that allows you to securely transfer money from a checking account to pay for goods online. You can also use it to send or receive payments from people.

Thankfully, PayPal payment is an option at drugstore.com. Here are some other retailers that offer PayPal as a payment option. This is where I’ll be shopping for the next month.

(this one is new – THANK GOD!)

(Also a welcome surprise)

(YESSSSS!)

(check out Land’s End Canvas for some cute, reasonably priced clothes)

This month may not turn out as badly as I thought!