Online Shopping Sans Credit Card

Since January is no credit card month, it pretty much means that online shopping is out for me. According to the authorities, online shopping should only be done with credit cards. Debit cards, while they function like regular credit cards, aren’t as well protected. Frankly, I don’t need some crazy hacker finding me online and draining my (already pitiful) bank account. At least with a credit card, the banks will refund your money, and your rating is not damaged if you are hacked.

Anyway, I’m starting to consider what being credit card free for a month actually means. As the Discountess, I’m not supposed to be doing a ton of online shopping anyway. However, there are certain things that I order online because their cheaper. Best example is my favorite, drugstore.com, who offers all of my products at a fraction of the cost in CVS.

I certainly can’t give that up for an entire month!! So I decided to research which online retail outlets offer payment through PayPal. I assume most of you know what PayPal is, but in case you’ve been living abroad (or under a rock) for the past few years, I will explain. PayPal is an online payment service that allows you to securely transfer money from a checking account to pay for goods online. You can also use it to send or receive payments from people.

Thankfully, PayPal payment is an option at drugstore.com. Here are some other retailers that offer PayPal as a payment option. This is where I’ll be shopping for the next month.

(this one is new – THANK GOD!)

(Also a welcome surprise)

(YESSSSS!)

(check out Land’s End Canvas for some cute, reasonably priced clothes)

 

 

 

This month may not turn out as badly as I thought!

 

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Mastering CyberMonday

It was a black, Black Friday for me.  I spent most of the day on the train returning home from my thanksgiving in Connecticut, and OF COURSE, the internet was not working. My plans to shop online (for Christmas presents, that is) during the trip home were completely foiled. Thankfully CyberMonday is tomorrow, and there are plenty of deals still to be had.

Here are a few that I’ve discovered today during my preparations.

Kate Spade Cyber Sale
My aunt asked for the Kate Spade perfume for Christmas.  Whaddaya know – they had a gift set on super sale! Done and done. They also had some pretty cute purses and shoes, but I’m not supposed to be buying those so I stayed away.

JCrew Sale
I’m always a sucker for a good JCrew sale as well. You can get 25% off your entire online order, plus free shipping on orders over $150 using the code: COLOR25.

Lands End Canvas
They’ve really stepped it up a notch at Land’s End, especially with their Canvas line. I’d highly recommend you check it out.

GAP
30% off your total order on Gap.com using this code: CYBER

SPANX
Free shipping on Spanx.com using this code: FREESHIP12. Spanx are a holiday staple – less as gifts and more as a way to keep your clothes fitting until new years.

This is just a sampling of deals. You can find more at www.CyberMonday.com. They have a full roster of participating stores – everything from Horchow and Lillian Vernon (who knew that still existed!) to Sephora and Target.

May the discount force be with you. Happy shopping!